[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.novaizol.cz\/nemit-penize-je-smula\/#Article","mainEntityOfPage":"https:\/\/www.novaizol.cz\/nemit-penize-je-smula\/","headline":"Nem\u00edt pen\u00edze je sm\u016fla","name":"Nem\u00edt pen\u00edze je sm\u016fla","description":"Kdo nem\u00e1 pen\u00edze, m\u00e1 sm\u016flu. Kdo jich nem\u00e1 dost, m\u00e1 to v \u017eivot\u011b t\u011b\u017ek\u00e9, kdo nem\u00e1 \u017e\u00e1dn\u00e9, ten to m\u00e1 je\u0161t\u011b t\u011b\u017e\u0161\u00ed, a...","datePublished":"2022-06-12","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.novaizol.cz\/author\/#Person","name":"novaizol.cz\n","url":"https:\/\/www.novaizol.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/087c2e57f451bc02fa8017914855d7c40cf6c7d5dc1637b868e007adc26322d1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/087c2e57f451bc02fa8017914855d7c40cf6c7d5dc1637b868e007adc26322d1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"novaizol.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.novaizol.cz\/wp-content\/uploads\/historick%C3%A9%20pen%C3%ADze_2.jpg","url":"https:\/\/www.novaizol.cz\/wp-content\/uploads\/historick%C3%A9%20pen%C3%ADze_2.jpg","height":0,"width":0},"url":"https:\/\/www.novaizol.cz\/nemit-penize-je-smula\/","about":["Pen\u00edze"],"wordCount":412,"articleBody":"   Kdo nem\u00e1 pen\u00edze, m\u00e1 sm\u016flu. Kdo jich nem\u00e1 dost, m\u00e1 to v \u017eivot\u011b t\u011b\u017ek\u00e9, kdo nem\u00e1 \u017e\u00e1dn\u00e9, ten to m\u00e1 je\u0161t\u011b t\u011b\u017e\u0161\u00ed, a kdo u\u017e jenom v\u011bz\u00ed ve dluz\u00edch, pro toho je \u017eivot u\u010din\u011bnou pohromou. Proto\u017ee co m\u016f\u017ee \u010dekat od \u017eivota ten, kdo nem\u00e1 na jeho financov\u00e1n\u00ed? Skoro nic. Mo\u017en\u00e1 je\u0161t\u011b tak n\u011bjak\u00e9 ty milodary, ale ty nikomu spokojen\u00fd \u017eivot na dostate\u010dn\u011b vysok\u00e9 \u00farovni nezajist\u00ed, ty umo\u017en\u00ed nanejv\u00fd\u0161 tak p\u0159e\u017e\u00edv\u00e1n\u00ed.A soukrom\u00ed podnikatel\u00e9 tu nejsou od toho, aby p\u0159e\u017e\u00edvali a str\u00e1dali. Ti jsou tu od toho, aby pracovali a d\u00edky tomu se i dob\u0159e m\u011bli.Jen\u017ee v soukrom\u00e9m podnik\u00e1n\u00ed leckdy nefunguje v\u0161echno tak, jak by si \u010dlov\u011bk p\u0159\u00e1l. Ne v\u017edy tu v\u0161echno klape. A kdy\u017e se zrovna n\u011bjak\u00e9mu byznysu neda\u0159\u00ed, je zle. Pak toti\u017e v souvislosti s podnikatelsk\u00fdmi nezdary za\u010d\u00ednaj\u00ed doch\u00e1zet pen\u00edze, jich\u017e by bylo zapot\u0159eb\u00ed k financov\u00e1n\u00ed provozu firmy i k zaji\u0161t\u011bn\u00ed ob\u017eivy pro jej\u00edho provozovatele, a n\u011bkdy to sp\u011bje a\u017e k pomalu nevyhnuteln\u00e9mu krachu. Kter\u00e9mu se d\u00e1 vyhnout jedin\u011b tak, \u017ee se nedosta\u010duj\u00edc\u00ed pen\u00edze se\u017eenou n\u011bkde jinde. Tedy \u017ee si podnikatel zpravidla vezme u n\u011bkoho p\u016fj\u010dku.Jen\u017ee p\u016fj\u010dky se ned\u00e1vaj\u00ed jen tak n\u011bkomu. Podobn\u011b se pom\u00e1h\u00e1 jenom t\u011bm, kte\u0159\u00ed dok\u00e1\u017eou dostate\u010dn\u011b zaru\u010dit vr\u00e1cen\u00ed p\u016fj\u010den\u00e9 \u010d\u00e1stky plus zaplacen\u00ed \u00farok\u016f a p\u0159\u00edpadn\u011b i dal\u0161\u00edch poplatk\u016f. A to se v mnoha p\u0159\u00edpadech prokazuje jen mimo\u0159\u00e1dn\u011b komplikovan\u011b. A n\u011bkdy se tak v\u016fbec neusp\u011bje.A co podnikatel\u00e9, kte\u0159\u00ed nemaj\u00ed \u010dist\u00e9 registry dlu\u017en\u00edk\u016f a dost vysok\u00e9 p\u0159\u00edjmy, tedy to, co se obvykle od \u017eadatel\u016f o p\u016fj\u010dky vy\u017eaduje? Jak si maj\u00ed zajistit pomoc pr\u00e1v\u011b tito?\u0158e\u0161en\u00ed na\u0161t\u011bst\u00ed existuje i pro n\u011b. Jmenuje se nebankovn\u00ed americk\u00e1 hypot\u00e9ka a jeho nejv\u011bt\u0161\u00edm pozitivem je to, \u017ee se zde pr\u00e1v\u011b na p\u0159\u00edjmy \u017eadatel\u016f a jejich registry dlu\u017en\u00edk\u016f moc nebere ohled. Tady sta\u010d\u00ed z\u00e1ruka v podob\u011b n\u011bjak\u00e9ho nemovit\u00e9ho majetku, a pak u\u017e nen\u00ed probl\u00e9m podnikateli p\u016fj\u010dit. A t\u00edm ho t\u0159eba i v posledn\u00ed chv\u00edli zachr\u00e1nit.                                                                                                                                                                                                                                                                                                                                                                                          3.9\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nem\u00edt pen\u00edze je sm\u016fla","item":"https:\/\/www.novaizol.cz\/nemit-penize-je-smula\/#breadcrumbitem"}]}]